Applying for a loan could not be simpler


You can either call us free on

0800 830 3042

and speak to one of our UK based loan experts or complete the form below.
It takes less than 2 minutes.

Because we are a broker, not a lender, we have access to hundreds of loan products from our large panel of lenders and you are under no obligation to proceed.

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it takes under two minutes

I confirm I have read and understood the Data Protection and Privacy Policy (tick here)

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS. ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT IF YOU ARE EXTENDING THE TERM OF THE DEBT YOU MAY BE INCREASING THE TOTAL AMOUNT YOU REPAY.

7.2% APRC Representative

This means 51% of customers are given this rate or lower. Rates from 4.0% APRC. We also have Secured Loan plans with rates up to 34.9% APRC Variable allowing us to help customers even with the most severe credit problems. A broker fee of up to 9% may be charged up to a maximum of £4,975. On loan applications we receive a commission fee from the lender on completion and we estimate this will be 2% of the loan advanced. This is separate from our broker fee and is an additional fee we receive. We recommend all customers obtain independent legal advice before signing any documentation.

Representative example: Assumed borrowing of £70,000 over 228 months, with a borrowing rate of 5.94% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£70,000); interest (£6,920.40); Broker fee (£4,975); Lender fee (£530). This would result in an overall cost of 7.2% APRC.

Loans are secured on your home. WE ARE A BROKER, NOT A LENDER and will search our panel of lenders to find the right loan for you. Our chosen loan partner is Specialist Financial Services Ltd who will be processing your loan application. Step-Up Finance will receive a commission once your loan completes.

For help, go to www.moneyadviceservice.org.uk

Michael R Hird trading as Step-Up Loans is authorised and regulated by the Financial Conduct Authority. Firm registration number 303044. Data Protection registration number is Z4997922.

Specialist Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. Firm registration number 676853. Data Protection Registration Number: Z9631996. Company registration number is 05309450 and our registered office is 119 The Hub, 300 Kensal Road, London, W10 5BE.

See www.fca.org.uk