Step One was established in 2010 with a mission to operate an industry leading specialist mortgage and consumer finance platform built on traditional lending values. Founded from a small office in London, they are now based in Woking, Surrey where their team of qualified professionals offer lending solutions with a personal touch.

They seek to offer products that are easy to understand and provide real solutions for customers. Their experienced underwriting team always look to be pragmatic in its lending decisions in finding solutions for good quality applicants enabling them to lend responsibly.

Step One has an extensive range of products covering a wide variety of customers and circumstances to enable their introducers to maximise the opportunities and serve their clients.

If you are passing the customers details to us and you wish for us to provide the advice, please download and complete the SHF Decision in Principle form. Alternatively, you can call 0800 830 3061 or email

If you wish to provide the advice to the applicant(s) yourself, please download and complete the relevant LPC Application Form. Remember, you must have the correct FCA permissions to be able to provide advice. All other documents you will need are available to download in the Lender Documentation.

StepOne Finance is a specialist second charge residential and Buy-to-Let lender. They have a very restricted panel, so to find out more call 0800 830 3061 or email

Haydyn Jones

Speaking at the Specialist Mortgage Web Show on 8th October 2020

Martin Porter

Speaking at the Specialist Mortgage Web Show on 20th August 2020