Founded in 1955, United Trust Bank is an entrepreneurial and pragmatic specialist lender, driven to understand its customers’ needs. With dedicated divisions providing asset finance, motor finance, bridging finance, development finance, specialised mortgages and structured finance, their in-depth knowledge combined with commercial awareness, makes them the lender of choice for finance brokers, developers and individuals seeking a high quality, bespoke service. Establishing strong relationships with their broker partners is fundamental to the continued success of their business. They never underestimate the important role brokers play in acting as counsel to their clients and they strive to add value by providing outstanding service and building relationships for the long term.

If you are passing the customers details to us and you wish for us to provide the advice, please download and complete either the SRF Decision in Principle form for First Mortgages or the SHF Decision in Principle Form for Second Charges. Alternatively, you can call 0800 830 3046 or email

If you wish to provide the advice to the applicant(s) yourself, please download and complete the UTB Application Form for Residential Mortgages or the LPC Residential Second Mortgage Application Form for Second Charges. Remember, you must have the correct FCA permissions to be able to provide advice. All other documents you will need are available to download in the Lender Documentation.

We are an accredited packager for United Trust Bank. To find out more, you can either:

Kerry Bradley

Speaking at the Specialist Mortgage Web Show on 24th September 2020