West One Loans was established in 2005, initially providing short term loans. In 2017 they launched their second charge mortgage range of products and since then have become one of the UK's largest specialist lenders within the secured loan market.

Their product range covers most second-charge lending areas, from prime borrowers to those with a recent adverse credit history. They do not operate a credit score, and most of their products do not use income multiples to assess affordability.

The West One product range provides loans on owner-occupied, buy to let, and consumer buy to let. Please take a look at the West One Second Charge Product Guide in the drop-down below to see what else they can offer.

For buy-to-let enquiries, click here

If you are passing the customers details to us and you wish for us to provide the advice, please download and complete the editable SHF Decision in Principle form from the Lender Documentation tab below. Alternatively, you can call 0800 810 1888 or email secured@specialisthub.co.uk.

If you wish to provide the advice to the applicant(s) yourself, please download and complete the LPC Application Form. Remember, you must have the correct FCA permissions to be able to provide advice if the case falls under FCA regulation. All other documents you will need are available to download in the Lender Documentation tab.

West One is a specialist second charge residential and Buy-to-Let lender. They have a very restricted panel, so to find out more you can either:

Click the presenter's photo to start the video

Marie Grundy

Speaking at the Specialist Mortgage Web Show on 18th February 2021

Pauline Rylands

Speaking at the Specialist Mortgage Web Show on 8th April 2021