United Trust Bank Limited was established in 1955, and since 2010 has become one of the UK's largest specialist lenders within the bridging finance market. The regulated interest rates they offer consistently appear at the top of our best-buy tables, and they have recently introduced AVM's for loans up to £1m.

Their product range covers most short-term bridging finance lending areas, mainly for prime borrowers which is reflected in the interest rates they offer. Also, they are one of the few lenders that does does operate with a "rates from" policy - what you see is what you get.

The UTB product range provides short-term bridging loans on residential investment and semi-commercial property. They also consider land with planning and commercial. Please take a look at the UTB Bridging Loan Product Guide in the drop-down below to see what else they can offer.

For second charge enquiries, click here
For residential mortgage enquiries, click here
For non-regulated bridging enquiries, click here

If you are passing the customers details to us and you wish for us to provide the advice, please download and complete the editable SBF Decision in Principle Non-Regulated Bridging form from the Lender Documentation tab below. Alternatively, you can call 0800 810 1888 or email bridging@specialisthub.co.uk.

If you wish to provide the advice to the applicant(s) yourself, please download and complete the LPC Application Form. Remember, you must have the correct FCA permissions to be able to provide advice if the case falls under FCA regulation. All other documents you will need are available to download in the Lender Documentation tab.

We are an accredited packager for (Lender), and they operate a very limited distribution panel. To find out more, you can either:

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Kerry Bradley

Speaking at the Specialist Mortgage Web Show on 24th September 2020