Welcome to the home of Specialist Finance

It seems these days so many brokers are declaring they are experts in providing specialist finance products, even if they have only been in the industry for five minutes. We are very different, with experience going back to 1983 in the specialist finance market.

Welcome to the home of Specialist Finance

It seems these days so many brokers are declaring they are experts in providing specialist finance products, even if they have only been in the industry for five minutes. We are very different, with experience going back to 1983 in the specialist finance market.

Welcome to the home of Specialist Finance

It seems these days so many brokers are declaring they are experts in providing specialist finance products, even if they have only been in the industry for five minutes. We are very different, with experience going back to 1983 in the specialist finance market.

Second Charge
Loans


Commercial
& BTL


Regulated
Mortgage


Bridging
Loans


Development
Finance


Unsecured
Loans


Second Charge Loans

We realise that nine times out of ten a remortgage will be the best option for your client. However, with second charge loans now falling into the same regulation as first charges, they must now be considered and can often be a true alternative to a remortgage. Especially in circumstances such as:

  • a client who's recently become self employed;
  • your client's existing mortgage has terms that cannot be bettered;
  • your client's existing mortgage has financial penalties for early redemption;
  • your client's existing mortgage is interest only;
  • your client needs funds quickly;
  • your client has a recent bad credit history;
  • your client's income will not pass the multiples required for a remortgage;
  • your client's age stops borrowing over a long enough term.

Commercial & Buy to Let

If your customer wants to either purchase or refinance a large HMO, semi-commercial or fully commercial property, Specialist Commercial Finance has a huge range of products available with excellent interest rates, flexible terms and most importantly, a wealth of experience to find the low-cost product your customer is looking for. Especially in circumstances such as:

  • investment property;
  • owner occupied commercial property;
  • multiple flats under one freehold title;
  • lending to limited companies and LLP's;
  • lending to expats;
  • lending to foreign nationals;
  • lending to offshore registered entities.

Regulated Mortgage

Specialist Residential Finance are an experienced residential mortgage provider and can offer both you and your customer a wide range of mortgage products that require the specialist touch. Our lending panel allows us to offer products for residential, buy-to-let, consumer buy-to-let and HMO’s with no up-front fees charged. Products include:

  • adverse credit mortgages;
  • residential portfolios;
  • student lets;
  • experienced or first-time landlords;
  • limited companies.

Bridging Loans

Specialist Bridging Finance is one of the longest established companies in the bridging finance market. Our expert staff will help to guide you through the bridging market maze to ensure your client obtains the very best deal possible.

Our bridging loans can be used for any legal purpose, we cover the entire UK and all loans are sourced using our unique BridgingQuote™ software. Highlights include:

  • "chain-breaking" loans to allow your customer to complete their purchase;
  • property purchased at auction;
  • purchase of property unmortgageable through conventional sources;
  • purchase of property requiring refurbishment;
  • purchase of property prior to planning permission being obtained;
  • you choose who gives the advice – you or us;
  • terms available from 1 to 36 months.

Development Finance

Development finance is booming again, with more and more lenders coming to the market. This is great news, as no two development projects are the same and competition is reducing interest rates and improving lending terms. We have a wealth of experience in financing development projects and can also assist with part finished projects.

  • nationwide product offering;
  • inexperienced developers considered;
  • lending panel to cater for all scenarios;
  • terms from £100,000 with no upper limit;
  • up to 100% Loan to Cost available;
  • finance for land purchased available;
  • Pre-Planning finance available;
  • Development Exit products available.

Unsecured Loans

Unsecured personal loans are available from £1,000 to £25,000 and are based on the personal circumstances of the customer. At the cheaper end of the market applications are credit scored to assess suitability and affordability, and interest rates have never been lower. Decisions are usually obtained the same day from our panel of lenders. Highlights include:

  • no upfront fees;
  • loans can be used for any legal purpose, although some lenders will not allow debt consolidation;
  • very fast decisions;
  • no complicated forms;
  • no security required;
  • repayment periods from 12 months to 10 years;
  • payments can be fixed over the full term with most lenders.

WHAT YOUR
COMPETITORS SAY...

WHAT THEIR
CUSTOMERS SAY...

Stationery Cupboard

Everything you need to submit business with the U.K.'s original and best Specialist Finance provider.

From Decision in Principle Forms, our valuation payments form, Initial Disclosure Documents for all products and other Compliance Documents, everything you need is in one place.

However, if you cannot find what you are looking for, call us free on 0800 810 1666 or click here to email us directly.


Contact Us

  • Audley House, Northbridge Road, Berkhamsted, Hertfordshire
    HP4 1EH
  • 0800 810 1666
  • 0800 810 1005

All calls are recorded for training and compliance purposes. Specialist Hub, Specialist Homeowner Finance, Specialist Commercial Finance, Specialist Residential Finance, Specialist Bridging Finance, Specialist Development Finance, Specialist Personal Finance and The Loan Processing Centre are trading styles of Specialist Financial Services Ltd. Registered in England and Wales, company number 05309450. Registered office is 119 The Hub, 300 Kensal Road, London, W10 5BE. Specialist Financial Services Ltd is authorised and regulated by the Financial Conduct Authority, FRN 676853. Specialist Hub, Specialist Homeowner Finance, Specialist Commercial Finance, Specialist Residential Finance, Specialist Bridging Finance, Specialist Development Finance, Specialist Personal Finance and The Loan Processing Centre and all associated brand logos are trademarks of Specialist Financial Services Limited. The use of these trademarks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. This website is for professional intermediaries and introducers only, and is not intended for use by the general public. Reproduction of this website in whole or in part without permission is prohibited. We are a broker, not a lender.

Specialist Financial Services Limited © . All Rights Reserved.

Complaints Procedure | Customer Charter | Website Terms & Conditions | Privacy Policy | Cookies Policy