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  • 0800 810 1888
  • Mon - Fri: 9:00am - 6:00pm

Welcome to Specialist Hub

The experts in simple lending solutions

  • We take the confusion out of financial decisions, providing clear guidance and straightforward support across secured loans, residential mortgages, buy-to-let mortgages, bridging finance and commercial finance.
  • Here, getting the help you need is genuinely simple – even when your case includes adverse credit, self-employed income, limited companies or a complex portfolio.
  • Whatever your circumstances, our specialists compare options across a wide panel of lenders to find the solution that fits.
  • With over 40 years' experience and FCA regulation behind every case, you're in safe hands.
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Tired of hearing no? We specialise in saying yes...

  • Adverse credit, CCJs, arrears
  • Self-employed, complex income
  • Limited companies, LLPs, trusts
  • Expats and foreign nationals
  • High income multiples (6x)
  • Portfolio landlords, HMOs

What we offer

Secured Loans
Residential Mortgages
Buy-to-Let Mortgages
Bridging Finance
Commercial Finance

Why Choose Us?

Competitive rates from the outset

Clear

Clear, simple guidance from genuine specialists.

Fast

Fast, straightforward support tailored to your needs.

Honest

Honest, transparent advice with no confusion or jargon.

Flexible

Flexible solutions designed to suit every situation.

Dedicated

A dedicated team that treats your goals as their priority.

Stress-Free

A smooth, stress-free experience from start to finish.

Meet the Team

Tony Sutton

Managing Director
MD and founder of Specialist Hub. In the industry since 1983, Tony established his first brokerage in 1989 before founding Specialist Financial Services Ltd in 2004 where he continues to drive operational growth and client-focused lending solutions.

Steve Hayes

CEO
CEO of Specialist Hub and founder of Loans.co.uk; the UK's largest secured loan broker in the early 2000's. With decades of experience across specialist lending and business leadership, Steve is recognised for innovation, expertise, and customer-focused service.

Mike Brooks

CFO
CFO at Specialist Hub, a chartered accountant with extensive commercial and operational expertise across the brokerage and lending sectors.

Peter Marriott

General Manager
General Manager at Specialist Hub, known for strong leadership and a relationship-driven approach across the specialist finance sector.

Georgia Varley

Senior Sales & Operations
Brings extensive experience across specialist lending, operations and broker support, with a strong customer-focused approach.

Tania Buckingham

Mortgage and Protection Manager
Specialises in equity release and later-life lending, with experience across banking, secured loans, insurance and mortgage brokerage since the age of 16.

Kirsty Reilly

Regulated Mortgage Advisor
Oversees the team arranging homeowner loans, residential mortgages, second charge loans and regulated bridging finance. In financial services since 1997; CeMAP qualified.

Jo Lock

Commercial Mortgage Advisor
Leads the Commercial Mortgage team, with a background at Halifax, GMAC and GE Money and qualifications including CeMAP and CPSP. With Specialist Hub since 2016.

Hayley Stockwell

Unregulated Mortgage Advisor
Leads the Buy-to-Let team, arranging first charge loans and unregulated bridging finance for individuals and limited companies. CeMAP qualified.

Charleigh Wooddeson

Secured Loan Processor
Experienced across secured lending, bridging and commercial finance, helping ensure applications progress smoothly and efficiently.

Gary Forde

New Business Coordinator
Brings over 15 years of experience in customer-facing new business, focused on building strong relationships and ensuring every client has a trusted, professional point of contact.

Taylor Pavey

Trainee Finance Coordinator
Previously spent three years as a Team Leader at Warner Bros. Studios Leavesden before making the move into finance, building on a background studying Business at GCSE and A-Level.

Callum Scott

Trainee Finance Coordinator
Studied Business, Economics and Geography at A-Level before spending six months in Australia playing cricket, combining a love of sport with travel and personal development.

Frequently Asked Questions

Are you a lender or a broker?

Specialist Hub is a credit broker, not a lender. We’re authorised and regulated by the FCA (registration 676853) and compare options across a wide panel of lenders on your behalf, rather than lending the money ourselves.

No. For an initial enquiry or application, we carry out a soft search, which has no effect on your credit score. A hard search only takes place later, closer to completion, once everything is confirmed.

That’s often exactly when we’re most useful. We regularly place cases involving adverse credit, complex or self-employed income, limited companies, expats and portfolio landlords – situations mainstream lenders often turn down.

No, we do not charge any upfront fees.

It depends on the product – a secured loan can potentially complete in as little as 48 hours, while mortgages and commercial cases usually take longer due to valuation and underwriting.

How it works

Send us
your enquiry

Share a few details and tell us what you need.

We source
the right solution

Our specialists match you with the best options for your situation.

You receive
your funding

Once approved, the funds are released quickly and securely.