Bridging Finance

Bridging finance can be used for any legal purpose and is commonly suitable for:
Chain-breaking purchases
Auction purchases
Properties requiring refurbishment
Purchases prior to planning consent
Short-term capital raising

Typical Use
Auction purchases, where completion is required within tight timeframes.
Urgent capital raising, including tax liabilities or cash-flow needs, with funds available in as little as 48 hours.
Second charge bridging, allowing clients to raise short-term finance without redeeming their existing first charge.
Property renovation and refurbishment, including residential and commercial projects.
Buy-to-let and HMO purchases, including undervalue transactions and properties not yet suitable for long-term lending.

Loan Application

Loan Details

Loan Amount

Loan amount must be between £10,000 and £50,000,000 (whole pounds only).

Property Status

Please select your property status.

Purpose of Loan

Please select a purpose.

Outstanding Mortgage Balance

Property Value

Your Details

First Name

First name is required.

Last Name

Last name is required.

Phone

Phone number is required.

A valid email is required.

Preferred contact time

Any

Please select a contact time.

I am happy to receive marketing updates

Yes

How it works

Send us
your enquiry

Share a few details and tell us what you need.

We source
the right solution

Our specialists match you with the best options for your situation.

Your receive
your funding

Once approved, the funds are released quickly and securely.

FAQs

How quickly can bridging finance be arranged?

Funds can be available in as little as 48 hours where the property is already owned.

What can bridging finance be used for?

Chain-breaking purchases, auction purchases, properties needing refurbishment, purchases ahead of planning consent, and short-term capital raising, including tax liabilities or cash-flow needs.

What is second charge bridging?

It lets you raise short-term finance secured against a property (you already own), without redeeming your existing first charge mortgage.

Can I use bridging finance for a buy-to-let or HMO purchase?

Yes, including undervalue transactions and properties not yet suitable for long-term/mainstream lending.