Often referred to as later life lending or a lifetime mortgage, equity release allows homeowners aged 55+ to access the value tied up in their property without needing to sell or move out.
- How it works:
- A loan is secured against your home
- You continue to own your home and live in it as normal
- No mandatory monthly repayments (though options exist)
- Interest ‘rolls up’ and is repaid when you pass away or move into long-term care
- The loan is typically repaid through the sale of the property
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Key Features
Even if your circumstances are a little different, you may still have options: - Tax-free cash (released equity is not income)
- Flexible options (lump sum, drawdown, or both)
- Optional repayments to manage interest
- No negative equity guarantee (with regulated plans)
How it works
Send us
your enquiry
your enquiry
Share a few details and tell us what you need.
We source
the right solution
the right solution
Our specialists match you with the best options for your situation.
Your receive
your funding
your funding
Once approved, the funds are released quickly and securely.