Our client, an employed applicant, needed a flexible funding solution for debt consolidation, home improvements, and private school fees. They required a substantial loan with a drawdown facility, allowing access to funds as needed, with speed a key priority.

Using our lender relationships, we secured a £150,000 second charge drawdown facility with Selina Finance. The client initially drew £50,000, with the remainder available for future costs, ensuring interest is only paid on funds used.

The case completed in just 12 days.

We recently supported a client who was looking for a second charge loan to consolidate debt and fund some We supported a client seeking a second charge loan for debt consolidation and home improvements after being declined elsewhere. Fluctuating income over two years created affordability challenges.

By taking a detailed view of their finances, we evidenced consistent income and presented a stronger case. Using our lender relationships, we secured an £80,000 loan with Step One Finance.

This reduced monthly outgoings by nearly £800 and consolidated multiple debts into one manageable payment – demonstrating how a tailored approach can achieve positive outcomes despite complexity.

The client wanted to secure a rare retirement property while still selling her existing home.

We arranged a first charge bridge on her current property, allowing her to complete the purchase. Once her home sold, she owned the retirement property outright and was mortgage-free.

She was extremely happy to secure the home she always wanted.