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Secured Loans

Second charge loans can be a strong alternative to a remortgage, particularly where existing mortgage terms, income profile or timescales make refinancing unsuitable.

  • They are often appropriate where:
  • Funds are needed quickly
  • The client is currently in a fixed rate or interest only mortgage
  • Poor Credit – no problem
  • Newly self-employed
  • Pension or Benefit income accepted
  • Income or age restricts remortgage affordability
  • Key Features
  • Flexible borrowing solutions designed to help with everything from debt consolidation and home improvements to school fees or tax bills
  • Flexible drawdown options available
  • Products with unlimited overpayments at no charge
  • No early settlement penalties on many products
  • Loans available up to 100% of property value
  • We cover legal searches and mortgage references
  • We don’t deduct the cost of legal searches and mortgage references from commission
Submit a Case

Submit a Case

Introducer Details

Applicant Details

Loan Details

£
Loan amount must be between £10,000 and £50,000,000 (whole pounds only).
Please select a purpose.
£

How it works

Understand

We have over 40 years’ experience so will understand your client’s needs.

Solution

With our in-house quoting systems, we find the right solution and fast.

Offer

We ensure your client gets their offer with minimum fuss.

Commission

We pay you your commission on the day your case completes.

FAQs

When do you pay commission?

Commission will be paid to you on the day of completion.

A secured loan (also known as a second charge mortgage) allows clients to borrow against equity in their home while keeping their existing mortgage in place, without the need to remortgage.

Between £10,000 and £1 million.

No – we regularly place cases involving adverse credit, CCJs, defaults and historic arrears.

It can potentially complete in as little as 48 hours, depending on the client’s circumstances and how quickly the required information is provided.

Terms & Conditions of Sutton and the Specialist

  1. Specialist Hub have the right to refuse registration and/or admission.
  2. Specialist Hub reserve the right to change (at our sole discretion) the format, speakers, participants, content or any other aspect of the events at any time and for any reason.
  3. Specialist Hub will not be liable for the payment of any compensation or for any loss of money and/or expenses incurred should the event be cancelled or the format/speakers changed.
  4. Specialist Hub shall not be liable for any loss, damage, cost or expense, except in the case of death or personal injury if due to any negligent act or omission on their part.
  5. Specialist Hub does not accept responsibility for the loss or damage of personal property belonging to delegates.

By accepting these Terms & Conditions, you confirm that you have read, understood and accept these conditions.

You give permission for Specialist Hub to contact you both before and after the event either by telephone, email or text message.

We may collect feedback from delegates and use it for future marketing purposes. If you do not wish to have comments attributed to you, please do not identify yourself/your organisation on any feedback forms.