Debt consolidation allows borrowers to combine multiple unsecured debts into one loan secured against their property.
- Bringing repayments together into a single monthly payment, can help simplify finances and make managing debt more straightforward.
- One monthly repayment – combine multiple debts such as credit cards or personal loans into a single payment.
- Potentially lower monthly costs – spreading repayments over a longer term may reduce monthly payments.
- Streamlined applications – fewer steps help make the mortgage process smoother.
- Keep the existing mortgage – a second charge loan can allow you to consolidate debts without remortgaging your current deal.
How it works
Send us
your enquiry
your enquiry
Share a few details and tell us what you need.
We source
the right solution
the right solution
Our specialists match you with the best options for your situation.
Your receive
your funding
your funding
Once approved, the funds are released quickly and securely.
What is a secured loan?
A secured loan allows you to borrow against the equity in your property while keeping your existing mortgage in place.
It can be an alternative to remortgaging – particularly if you want to retain your current rate.
Since 2004, Specialist Hub has helped homeowners explore their options with clear guidance and straightforward support from experienced finance specialists.