“Your expertise turned a challenging situation into a successful outcome”
The client wanted to secure a rare retirement property while still selling her existing home. We arranged a first charge bridge on her current property, allowing her to complete the purchase. Once her home sold, she owned the retirement property outright and was mortgage-free. She was extremely happy to secure the home she always wanted.
“Really appreciate the clear communication and fast decisions throughout”
After many years of renting, clients had raised enough deposit to purchase their first home. Clients ideally wanted to look at purchase prices in the range of £420,000-£430,000 with a 10% deposit. We were able to secure a mortgage with a lender at 90% LTV for the lending amount required, meaning that the clients were […]
“I would not hesitate to recommend Specialist Hub”
Clients were looking to make home improvements, but were fixed in on their current mortgage product, and unable to get a further advance. We searched whole of market and found that West One Loans were offering 85% LTV and the best terms for a second charge loan based on their clients’ circumstances. The clients were […]
“Fantastic service which I couldn’t fault”
Our client’s fixed rate buy-to-let mortgage was ending, and he needed to refinance. However, the property’s B2 EWS1 rating and required remedial works meant lender options were very limited. As a higher-rate taxpayer, his affordability assessment was also restricted. After researching the whole market, we found a lender willing to proceed based on the valuer’s […]
“Thank you for your help. We really appreciate all your time and hard work”
Clients needed to consolidate debt after a property refurbishment, but their lender declined due to the amount required and the level of consolidation. After whole-of-market research, Pepper Money UK provided a second charge mortgage covering the full amount at the best rate. Clients were very happy with the outcome as it allowed them to reduce […]
“A very approachable and supportive team.”
Clients wanted to consolidate substantial unsecured debt, including historic adverse, to reduce monthly outgoings and improve their credit profile for a future remortgage. After whole-of-market research, West One Loans offered the most competitive secured loan rate for their circumstances. We secured a 7.29% rate and, thanks to West One’s updated automated valuation criteria, no valuation […]
“Thank you for your assistance throughout this process. You were fantastic”
Client was a first-time buyer looking for a 90% mortgage, as she had a 10% deposit. We researched the market and found a competitive high street lender who was able to offer and complete within a quick time frame. The client was delighted and is now the proud owner of her first home
“Specialist Hub made the whole process effortless”
Clients needed a second charge loan for debt consolidation and home improvements but faced challenges due to a large CCJ and limited self-employed history. After whole-of-market research, Pepper Money UK were able to use the client’s latest income figure, allowing us to secure the amount required. The loan completed within the clients’ desired timeframe.