Welcome to Specialist Hub

The experts in simple solutions for your clients

Commission paid on the day of completion
Exclusive products you won't find anywhere else
Decades of financial advisory experience at your fingertips
In-house software to find the right solution, fast
Advise on an introducer basis, or package cases subject to your permissions

Why do brokers choose us?

Commission paid on completion, a simple fee structure, and a panel most brokers won't have direct access to elsewhere.

Submit a Case

New enquiry? Just a few details are needed and we'll do the rest.

Request a Broker Pack

Everything you need to know about Specialist Hub and what we can do for your clients.

Secured Loans

With access to whole of market, we can find the right product for your client at competitive rates.

Commercial Finance

An extensive range of commercial and semi-commercial mortgages whatever your client’s situation.

Residential Mortgages

Solutions for first-time buyers, home movers and clients who don’t fit the high street, including adverse credit cases.

Bridging Finance

Bridging loans arranged in days, with completions possible within 48 hours where the property is already owned.

Buy-to-Let Mortagges

From first-time landlords to portfolio investors, including HMO, limited company and complex ownership structures.

Equity Release

Later-life lending for homeowners aged 55+, with tax-free cash and flexible lump sum or drawdown options.

Packaged Solutions

Introducer Only Service
Pass your client’s details to us and we’ll handle compliance, processing and client contact through to completion, keeping you fully updated throughout. Ideal for introducers new to specialist finance or those wanting to focus on their core business.

Packager Facility
Designed for experienced packagers who want access to our lender panel while retaining client control. Benefit from enhanced commission and keep your full broker fee.

How it works

Understand

Over 40 years' experience means we understand your client's needs.

Solution

Our in-house quoting systems find the right solution, fast.

Offer

We ensure your client
gets their offer with minimum fuss.

Commission

We pay commission
on the day your case completes.

Case Studies

90% Right to Buy mortgage secured on a non-standard property

Clients faced repeated declines from high street lenders for a Right to Buy flat of non-standard construction above commercial premises, needing a mortgage at 90% of the discounted purchase price before their council offer expired. We found a solution with a lender and guided the case to completion, securing their home in time.

First charge bridge enabled a retirement property purchase

A client wanted to secure a rare retirement property while still selling her existing home. We arranged a first charge bridge on her current property to complete the purchase – once her home sold, she owned the new property outright, mortgage-free.

BTL refinance placed despite B2 EWS1 and affordability restrictions

A broker’s client needed to refinance a buy-to-let with a B2 EWS1 rating and required remedial works, both limiting lender options, plus higher-rate tax affordability restrictions. We found a lender willing to proceed on the valuer’s comments and secured a two-year fixed rate with a low product fee, enabling the client to increase the property’s monthly rental.

85% LTV second charge secured when a further advance wasn’t possible

When a broker’s clients were fixed into their current mortgage and couldn’t get a further advance for home improvements, we searched whole of market and found a lender offering 85% LTV on the best available terms for a second charge loan – completing before the deadline the clients needed.

90% LTV secured for first-time buyer clients

A broker’s clients had raised a deposit for their first home, targeting £420,000–£430,000 with a 10% deposit. We secured a 90% LTV mortgage that fit their budget, delivering a fast, straightforward outcome.

£150,000 second charge drawdown facility completed in 12 days

A client needed flexible funding for debt consolidation, home improvements and school fees, with speed a priority. Using our lender relationships, we secured a £150,000 second charge drawdown facility, with funds available on demand. Case completed in 12 days.

£80,000 second charge secured after a decline elsewhere

A broker approached us after their client had been declined elsewhere, with fluctuating income creating affordability challenges. By taking a detailed view of the client’s finances, we built a stronger case and secured an £80,000 loan – reducing monthly outgoings by nearly £800 and consolidating multiple debts into one manageable payment.

FAQs

How and when is commission paid?

Commission is paid directly into your bank on the day your case completes.

What's the difference between introducing a case and packaging it myself?

With our Introducer Only Service, you pass us your client’s details and we handle compliance, processing, client contact and advice through to completion, keeping you updated throughout – ideal if you’re new to specialist finance or want to focus on your core business. With our Packager Facility, you retain client control and get access to our lender panel, with enhanced commission and you keep your full broker fee.

Do I need FCA authorisation to register as an introducer?

No – we accept business from directly authorised firms, appointed representatives, and introducers with no authorisation at all. If you’re unauthorised, you’re limited to introducing non-regulated cases; for regulated lending, we provide the regulated advice, so you don’t need FCA permissions yourself.

What information do you need upfront to submit a case?

Just the basics: finance type, your name, company name, FCA number, contact details, and your company address – we’ll take it from there.

What if my client's case doesn't fit your usual criteria?

We specialise in cases that fall outside mainstream lending – adverse credit, complex income, non-standard properties and more – so bring us the case and we’ll help you to find a solution.