Equity Release
Often referred to as later life lending or a lifetime mortgage, equity release allows homeowners aged 55+ to access the value tied up in their property without needing to sell or move out.
- How it works:
- A loan is secured against the client’s home
- The client retains full ownership
- No mandatory monthly repayments (though options exist)
- Interest ‘rolls up’ and is repaid when the client dies or moves into long-term care
- The loan is typically repaid through the sale of the property
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Key Features
Our expertise allows us to place cases that fall outside mainstream criteria, including: - Tax-free cash (released equity is not income)
- Flexible options (lump sum, drawdown, or both)
- Optional repayments to manage interest
- No negative equity guarantee (with regulated plans)
Submit a Case
How it works
Understand
We have over 40 years’ experience so will understand your client’s needs.
Solution
With our in-house quoting systems, we find the right solution and fast.
Offer
We ensure your client gets their offer with minimum fuss.
Commission
We pay you your commission on the day your case completes.