first charge regulated mortgage

decision in principle

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Details of all existing credit / store cards, mail order accounts, unsecured loans, hire purchase, current accounts with an overdrawn balance or other accounts
Please supply email addresses for all applicants so we can issue our Initial Disclosure Document to all parties to the mortgage.

Under the Data Protection Act I need to advise what will happen to the personal information you provide. Specialist Residential Finance shall use it to obtain soft credit reference agency searches, and underwriting and processing your finance application. It will be kept on their computer systems and files. The information given may be recorded with one or more credit reference agencies, and used by Specialist Residential Finance, their lenders or other companies for making credit decisions about you and other members of your household, for tracing debtors, for controlling fraud and money-laundering.

(ONLY READ IF MORE THAN 1 APPLICANT) You are disclosing information about a joint applicant, and you are confirming you are entitled to do so. An ‘association’ between joint applicants and between you and anyone you tell us is your financial partner will be created at the Credit Reference Agencies. This will link your financial records, each of which will be taken into account in all future applications by either or both of you until one of you successfully files a disassociation at the Credit Reference Agencies

If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay

May we have your permission for the credit search and the storage of your personal information?

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Everything you need to submit business with the U.K.'s original and best Specialist Finance provider.

From Decision in Principle Forms, our valuation payments form, Initial Disclosure Documents for all products and other Compliance Documents, everything you need is in one place.

However, if you cannot find what you are looking for, call us free on 0800 810 1888 or click here to email us directly.


Contact Us

  • Audley House, Northbridge Road, Berkhamsted, Hertfordshire, HP4 1EH
  • 0800 810 1888
  • 0800 810 1005

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All calls are recorded for training and compliance purposes. Specialist Hub is a trading style of Specialist Financial Services Ltd. Registered in England and Wales, company number 05309450. Registered office is 133 Canalot Studios, 222 Kensal Road, London W10 5BN. Specialist Financial Services Ltd is authorised and regulated by the Financial Conduct Authority, FRN 676853. This website is for professional intermediaries and introducers only, and is not intended for use by the general public. Reproduction of this website in whole or in part without permission is prohibited.
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