Not FCA Authorised? We can help!


We realise there are thousands of long standing industry professionals that do not wish to be authorised by the FCA or for personal reasons cannot be authorised. It could be that you operate a business in a different field and occasionally come across people looking for finance. Or it could be that you are a retired financial services professional that still has old clients call for advice.

With the inclusion of most finance to consumers into FCA regulation from April 2014, and second charges being absorbed into the Mortgage Credit Directive from March 2016, it is now very easy to stray into regulation and giving advice without even knowing it. The penalties for giving advice without the correct authorisation can be substantial.

For those we are happy to work with, we can provide an almost instant and simple solution that will enable you to introduce clients to us AND stay within the FCA’s rules.

By becoming an Introducer Appointed Representative or IAR, you can legally introduce your customers to us and earn an excellent income for doing very little work. You are not allowed under the rules to give advice to a customer or take substantial details of their situation; you just pass on the customer’s contact details and we do the rest.

To find out more, call 0800 810 1666 or download our IAR Application Form here.

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Just click the button to find out just how easy it is to submit business to us, alternatively you can call us FREE from a mobile or landline on

0800 810 1666

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Everything you need to submit business with the U.K.'s original and best Specialist Finance provider.

From Decision in Principle Forms, our valuation payments form, Initial Disclosure Documents for all products and other Compliance Documents, everything you need is in one place.

However, if you cannot find what you are looking for, call us free on 0800 810 1666 or click here to email us directly.


Contact Us

  • Audley House, Northbridge Road, Berkhamsted, Hertfordshire, HP4 1EH
  • 0800 810 1666
  • 0800 810 1005

All calls are recorded for training and compliance purposes. Specialist Hub, Specialist Homeowner Finance, Specialist Commercial Finance, Specialist Residential Finance, Specialist Bridging Finance, Specialist Development Finance, Specialist Personal Finance and The Loan Processing Centre are trading styles of Specialist Financial Services Ltd. Registered in England and Wales, company number 05309450. Registered office is 119 The Hub, 300 Kensal Road, London, W10 5BE. Specialist Financial Services Ltd is authorised and regulated by the Financial Conduct Authority, FRN 676853. Specialist Hub, Specialist Homeowner Finance, Specialist Commercial Finance, Specialist Residential Finance, Specialist Bridging Finance, Specialist Development Finance, Specialist Personal Finance and The Loan Processing Centre and all associated brand logos are trademarks of Specialist Financial Services Limited. The use of these trademarks is strictly restricted to our approved suppliers only. Any infringement of this will be vigorously pursued. This website is for professional intermediaries and introducers only, and is not intended for use by the general public. Reproduction of this website in whole or in part without permission is prohibited. We are a broker, not a lender.

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